Expenses, shopping, habits, routines, notes, reminders & analytics — unified in a pure black & white, distraction-free interface.
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Download Trackly
Free download · No credit card required · Works offline
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Everything inside
Stop juggling 8 different apps. Trackly brings everything together in a single, beautifully designed interface.
Log daily expenses in seconds — categories, payment methods, budgets and instant reports show exactly where your money goes.
Build daily habits with streaks, morning and night routines, and smart reminders that keep you consistent.
Tasks, medicine reminders and calendar events with priorities and repeats — never miss a deadline again.
Capture ideas, passwords and to-dos in rich notes that stay searchable and sync across your devices.
Shopping lists with quantity, price and bought state — perfect for groceries and family planning.
Track who owes you what and settle up instantly — never forget the ₹500 you lent to a friend.
Split bills with friends and roommates, track live balances, and settle up — trip and flat-share ready.
Ask anything about your data, or just say "add momo 70, biryani 78" — the AI adds it for you, in your language.
Attendance, assignments, exams, mess planner, hostel rent and budget — built for college life.
Work tasks, attendance, salary finance and productivity tracking for working professionals.
Why Trackly
Why switch between an expense tracker, a habit app, Splitwise and Notion — when Trackly does all of it in one app, offline, private and free?
| What you need | The old way — 5 separate apps | The Trackly way — 1 app |
|---|---|---|
| Log an expense | Open Money Manager → 6 taps and 3 forms to add ₹80 | Type "momo 80" → auto-categorized as Food in seconds |
| Build a habit or routine | Open a habit app → set up each habit one by one | Tell the AI: "build a skincare routine" → habits and reminders created for you |
| Split bills & udhaar | Open Splitwise → daily limits, ads and paywalls | Built-in group split + borrow/lend ledger, zero limits |
| Student / office life | One attendance app, mess photos in your gallery, another to-do app | One tap: Student Mode (attendance, mess, exams) or Office Mode (tasks, salary) |
| Privacy & speed | Apps reading your bank SMS and OTPs, heavy apps loading slowly | 100% offline-first, zero SMS permissions, instant load |
| Monthly cost | ₹1,000+ across Pro subscriptions | ₹0 — free, no credit card |
FAQ
Everything people ask before switching to Trackly.
Yes — Trackly is free to use. Track expenses, habits, tasks, notes, shopping and more at no cost, with no credit card required. Install it on your phone in about 30 seconds and start tracking immediately.
Open Trackly and add an expense in seconds with Quick Add — type "momo 70" or "petrol 500" — or just tell the AI assistant in plain English or Hinglish. Trackly records the category, payment method and time automatically, then builds daily, weekly and monthly reports with budget insights.
Trackly is a progressive web app (PWA). On iPhone, open trackly.today in Safari, tap Share, then "Add to Home Screen". On Android, open it in Chrome and tap Install. It launches full-screen like a native app and works offline — no app store needed.
Yes. Trackly is offline-first: everything you add is saved on your device instantly and syncs to your account automatically when you're back online. Your expenses, habits, tasks and notes are always available, even without internet.
Your data belongs to you. Every account is private by default, syncing runs over encrypted connections, and nothing is shared with other users or third parties. You can permanently delete your account and all its data from Settings at any time.
Almost everything in daily life: expenses and budgets, habits and streaks, tasks and reminders, routines, notes, shopping lists, borrow/lend records and group expenses with friends — plus dedicated modes for students (attendance, exams, mess planner) and office work (tasks, salary finance).
Trackly (trackly.today) is a free, offline-first all-in-one daily tracker that combines expense tracking, habit streaks and routines, tasks, notes, shopping lists, borrow/lend (udhaar) and group bill splitting in one minimalist black-and-white app — with zero SMS permissions and no ads inside the app.
Instead of filling out a form, you simply type natural text like "momo 80" or "auto 50" — or just say it to the AI assistant in English or Hinglish. Trackly automatically detects the item name, assigns the right category (Food, Travel) and logs the amount in seconds — offline included.
Trackly's built-in AI assistant works in English and Hinglish and can read and write your dashboard: ask it questions about your spending ("How much did I spend on food last month?"), log multiple items at once ("add momo 70, biryani 78"), or ask it to design a routine (skincare, gym, morning) and it adds the habits and reminders for you automatically. Free accounts get 30 AI messages a day.
No. Trackly never reads bank SMS messages, never asks for bank login details and does not link to any bank account. Expenses are entered manually with Quick Add or through the AI assistant — a privacy trade-off: more private, but no automatic UPI or bank transaction import.
No — Trackly is a progressive web app (PWA), not a store app. On iPhone, open trackly.today in Safari and tap Share → Add to Home Screen. On Android, open it in Chrome and tap Install. No store download, no update prompts — it installs in about 30 seconds and works offline.
Yes. From Settings you can switch on Student Mode (attendance tracker with safe-skip warnings, exam countdowns, mess planner, hostel rent, pocket-money budget) or Office Mode (work tasks, attendance, salary finance, pomodoro focus timer) — while your personal data stays separate and untouched.
From the blog
Expenses
Trackly, Walnut, Money Manager and more — honest comparison on privacy, offline use and reports.
Habits
Trackly, Habitica, Loop and Streaks compared — plus the science of habit formation.
Routines
The 66-day science, habit stacking, and a realistic 30-minute template — plus how to survive breaking a streak.
Join thousands of users who replaced 8 apps with one. Installs in 30 seconds — no app store needed.